[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fcbB4TvIaNfErjYex4aZYedccOJAn3a86o9Zby240WdA":3,"cats-banshi":31},{"id":4,"slug":5,"title":6,"status":7,"sort_order":8,"is_top":9,"view_count":10,"source":7,"source_site_id":11,"source_url":12,"district":11,"created_at":13,"updated_at":13,"category_id":14,"summary":15,"body":16,"departments":17,"required_docs":20,"locations":26,"online_url":11,"phones":29,"review_metadata":11},1738,"content-20261017-home-purchase-loan","无锡公积金贷款：单位缴存职工购买本地商品住房申请指南",1,0,false,3,null,"https:\u002F\u002Fwww.wuxi.gov.cn\u002Fgjj\u002Fdoc\u002F2022\u002F05\u002F12\u002F3665644.shtml","2026-10-17T07:18:46.992+08:00",14,"整理单位缴存职工购买本地自住商品住房申请公积金贷款的缴存条件、到场人员、材料及办理顺序；贷款额度以2026年官方问答和实际审核为准。","\u003Ch2>申请条件\u003C\u002Fh2>\u003Cp>本页面向由单位缴存公积金、购买本地自住商品住房的职工。中心购房贷款须知要求申请人为购房产权人或共有人，具备稳定收入和还款能力，夫妻双方没有尚未结清的公积金贷款。一般缴存条件为申请前六个月连续足额缴存，前两年无欠缴情形；灵活就业、异地缴存和商贷转贷另有适用规则。\u003C\u002Fp>\n\u003Ch2>到场人员与材料\u003C\u002Fh2>\u003Cp>申请人夫妻双方以及房屋其他共有人，应按须知共同到场办理。准备相关人员身份证、户口簿、婚姻状况证明、备案购房合同和购房发票原件。单身人员按要求填写声明，离异或丧偶还需相应证明；贷款申请表、家庭成员情况表、产权比例承诺等由现场指导填写，材料须与实际产权安排一致。\u003C\u002Fp>\n\u003Ch2>办理流程\u003C\u002Fh2>\u003Cp>办理顺序为向中心贷款窗口申请，接受材料审核，再凭审核材料办理担保，随后到贷款银行办理借款签约。先了解自己属于首套还是第二套及是否符合贷款资格，再核算首付和贷款需求。提交申请并不等于贷款已经获批，银行签约、担保及后续放款应以经办环节通知为准。\u003C\u002Fp>\n\u003Ch2>贷款额度\u003C\u002Fh2>\u003Cp>2026年2月26日官方问答公布，只有本人符合条件时基础最高额度为一百万元，夫妻双方均符合条件时为一百五十万元；特定首套、改善型、多子女或人才情形可能增加额度。上限不是个人必然能贷到的金额。本页不沿用旧事项页中的历史额度计算表，具体可贷额及优惠组合须由中心核定。\u003C\u002Fp>\n\u003Ch2>办理地点、时限与费用\u003C\u002Fh2>\u003Cp>可至无锡市住房公积金管理中心营业部运河东路388号，或官方贷款事项页列明的承办网点咨询，电话0510-12329。事项页列明贷款申请业务收费为零、承诺办理期限七个工作日，不应理解为七日内必定放款。核验日期为2026年10月17日；材料流程页未单列发布日期，额度另据2026年2月26日问答核对。\u003C\u002Fp>\u003Ch2>来源与核验时间\u003C\u002Fh2>\u003Cp>资料核验：2026-10-17。以下为官方公开资料整理；来源发布日期与本页资料更新时间不同，具体受理以办理部门当前说明为准。\u003C\u002Fp>\u003Cul>\u003Cli>\u003Ca href=\"https:\u002F\u002Fwww.wuxi.gov.cn\u002Fgjj\u002Fdoc\u002F2022\u002F05\u002F12\u002F3665644.shtml\" target=\"_blank\" rel=\"noopener noreferrer\">购房贷款须知\u003C\u002Fa>；来源发布日期：页面未标明。\u003C\u002Fli>\u003Cli>\u003Ca href=\"https:\u002F\u002Fwww.wuxi.gov.cn\u002Fdoc\u002F2026\u002F02\u002F26\u002F4737727.shtml\" target=\"_blank\" rel=\"noopener noreferrer\">公积金贷款买房最高可以贷多少钱？\u003C\u002Fa>；来源发布日期：2026-02-26。\u003C\u002Fli>\u003Cli>\u003Ca href=\"https:\u002F\u002Fwww.wuxi.gov.cn\u002Fgjj\u002Fdoc\u002F2026\u002F03\u002F31\u002F4752666.shtml\" target=\"_blank\" rel=\"noopener noreferrer\">无锡市住房公积金2025年年度报告\u003C\u002Fa>；来源发布日期：2026-03-31。\u003C\u002Fli>\u003C\u002Ful>",[18,19],"无锡市住房公积金管理中心","承办住房公积金贷款银行",[21,22,23,24,25],"申请人夫妻双方及房屋共有人的身份证、户口簿原件","婚姻状况证明；单身、离异或丧偶按对应情形补充声明或证明","经备案的购房合同原件","购房发票原件","贷款申请表、产权比例分配承诺书、申请人及家庭成员情况表（按现场要求填写）",[27,28],"无锡市住房公积金管理中心营业部：无锡市运河东路388号","官方购房贷款须知所列承办银行网点",[30],"0510-12329",[32,39,45,51,56,62,68,74,80],{"id":33,"content_type":34,"parent_id":11,"name":35,"slug":36,"icon":37,"sort_order":38,"site_count":8},11,"banshi","户籍证件","identity","🪪",10,{"id":40,"content_type":34,"parent_id":11,"name":41,"slug":42,"icon":43,"sort_order":44,"site_count":8},12,"社会保障","social-security","🛡️",20,{"id":46,"content_type":34,"parent_id":11,"name":47,"slug":48,"icon":49,"sort_order":50,"site_count":8},13,"教育入学","education","🎓",30,{"id":14,"content_type":34,"parent_id":11,"name":52,"slug":53,"icon":54,"sort_order":55,"site_count":8},"住房服务","housing","🏠",40,{"id":57,"content_type":34,"parent_id":11,"name":58,"slug":59,"icon":60,"sort_order":61,"site_count":8},15,"交通出行","transport","🚗",50,{"id":63,"content_type":34,"parent_id":11,"name":64,"slug":65,"icon":66,"sort_order":67,"site_count":8},16,"医疗健康","healthcare","🏥",60,{"id":69,"content_type":34,"parent_id":11,"name":70,"slug":71,"icon":72,"sort_order":73,"site_count":8},17,"就业创业","employment","💼",70,{"id":75,"content_type":34,"parent_id":11,"name":76,"slug":77,"icon":78,"sort_order":79,"site_count":8},18,"企业办事","business","🏢",80,{"id":81,"content_type":34,"parent_id":11,"name":82,"slug":83,"icon":84,"sort_order":85,"site_count":8},19,"其他办事","other","📋",999]